Apple Card’s Sexist Algorithm

DHH on Twitter:

It gets even worse. Even when she pays off her ridiculously low limit in full, the card won’t approve any spending until the next billing period. Women apparently aren’t good credit risks even when they pay off the fucking balance in advance and in full.

So obviously we both furiously signup for the fucking $25/month credit-check bullshit shakedown that is TransUnion. Maybe someone stole my wife’s identity? Even though we’ve verified there was nothing wrong previously. Guess what: HER CREDIT SCORE WAS HIGHER THAN MINE!!!

Carmine Granucci on Twitter:

Just read this thread. My wife has a way better score than me, almost 850, has a higher salary and was given a credit limit 1/3 of mine. We had joked that maybe Apple is just sexist. Seems like it’s not a joke. Beyond f’ed up.